Money Market Accounts are a savings option for CPFCU members. Money Market Accounts pay a higher dividend than regular shares, but still allow access to funds when needed. Dividends will be paid monthly. A $2,500.00 minimum balance is required to earn a dividend. Money Market Accounts work on a tiered structure. The higher the tier the higher the dividend earned. Tier is determined by end of day balance.

There is a maximum of 1 withdraw allowed per month. If more than one withdraw per month is taken, a $15.00 fee will be assessed once for that month.

Current Rates & Tiers:


Current Rates and Tiers are: Dividend APY*
Tier 1: $2500 - $49,999.99 3.00% 3.042%
Tier 2: $50,000 - $99,999.99 3.25% 3.299%
Tier 3: $100,000 - $149,999.99 3.50% 3.557%
Tier 4: $150,000 + 3.75% 3.815%

*APY=Annual Percentage Yield. APY subject to change without notice. Fees may reduce earnings on account. Your saving accounts are insured up to $250,000.